My agency quoted visa costs at ₹35,000. What they didn't mention: the NHS surcharge of ₹66,000 on top. My OSCE was covered by my NHS trust. Overall spent ₹5.8L vs my ₹5L budget — manageable because my NHS trust paid me from day one and OSCE was done on company time.
Biggest Financial Surprise
The Immigration Health Surcharge — ₹66,000 that nobody mentioned in the initial agency quote.
Advice for Future Nurses
Always ask for the total visa cost including the IHS. It's not optional and can be ₹60,000–₹70,000 on top of the basic visa fee.